Please evaluate and give me ur opinion, essay 2nd task

[dr_tamer_m_kamel]

Question: write about the advantages and disadvantages of credit cards

There is no doubt that credit cards are widely used nowadays on a world wide scale and became an integral part of our daily activities. Like any modern item introduced to our life, these cards have their advantages and disadvantages.

Talking about credit card benefits, there are numerous ones to mention. First, the use of these cards help to keep your money safe. For instance, it is possible to purchase a good that costs thousands of dollars without carrying a single dollar in your wallet. That can be done while your own money are kept safe at bank which is a great advantage. Second, by using those cards, people are now capable of buying anything like electronic devices remotely over the internet. There is no longer need for face to face deals. For example, it is now accessible for you to look for your favourite product online which is advertised by some store which may be located thousands of miles away from you, then you can pay its price simply by using this beneficial card without even leaving your seat and the purchased product will be delivered to your home within few days. Furthermore, the rules controlling credit cards use allow the customers to purchase goods at any time without the need for instant payment of the price. This means you can use your card to buy anything you want, within your card limit, without having any available balance in your bank account which is a very helpful principle. In this way, if you found an attractive prduct and you can not afford its full cost in cash at the moment, you can easily buy it instantly using your card, then you have the chance to pay this price back to the bank within the next 55 days without any additional interest. This seems amazing!
On the other hand, suc cards also have some potential disadvantages. First and foremost, if your credit card is lost or stolen, it could be used illegally by a foreign person and you will have to pay the expenses of this usage. Similarly, while it is comfortable and convenient to use them for online payment and shopping, this carry a risk and possibility of fraud. Hackers may be able to reach the information of your card and consequently use it for unauthorised purchase. Moreover, the availability of later payment option may encourage some persons to buy items that they can not really afford or they do not need.
In conclusion, cerdit cards have many pros, it help to make people's life easier, it also made it possible to enjoy buying items online from distant stores or even from different countries and allows people to buy now any pay later on. On the contrary, it can make people susceptible victims of fraud and cheating if the details of their credit cards are disclosed to foreign persons, the fact that necessitates more caution on using those cards in order to avoid such problem.